You need a registered business address in Singapore. You don’t need to pay S$6,000 a month for a CBD office to get one.

An affordable virtual office gives you a legitimate street address for ACRA registration, mail handling when government letters arrive, and a professional image for your website and business cards — without a lease, without fit-out costs, and without committing to space you won’t use.

This guide breaks down what virtual office packages actually include, how to spot hidden costs before they hit your invoice, and which providers offer the best value in 2026. Whether you’re after a Marina Bay address or simply the cheapest compliant option, you’ll know exactly what you’re paying for by the end.

What Actually Makes a Virtual Office “Affordable”?

Affordable does not mean cheapest. It means paying for value that matches what your business actually needs.

A S$4/month virtual office sounds attractive until you factor in what you are giving up. A Woodlands address when your clients expect CBD. Mail forwarding charged at S$10 per item when you receive government letters monthly. No meeting room access when an investor wants to visit. No receptionist when a potential client calls and gets a generic voicemail.

The real cost of a budget virtual office is not on the invoice. It is in the client who Googles your address and finds a suburban building. The partner who questions your legitimacy. The missed call that went nowhere.

The Singapore market ranges from S$4/month to S$200/month. That gap exists for a reason.

  1. Location prestige: A Raffles Place or Marina Bay address signals established and credible. A Paya Lebar or Woodlands address signals cost-cutting. Neither is wrong, but one creates friction with certain clients and the other does not. Know your audience.

  2. Bundled services versus hidden add-ons: Basic packages include the address and mail notification. Everything else costs extra. Forwarding, scanning, phone lines, meeting rooms. Premium packages bundle these in. If you use even two of those services regularly, the “expensive” package often costs less per month than the cheap one plus add-ons.

  3. Service quality: A live receptionist answering in your company name builds trust. A voicemail box does not. Staffed reception handling walk-in visitors looks professional. A locked mailroom does not. When a government officer or bank representative visits your registered address for verification, what will they find?

Low-cost virtual office options exist for specific use cases. They work for sole proprietors who need an address for ACRA and nothing else. But if you are building a business that depends on perception, credibility, and client trust, the cheapest option is rarely the most affordable one.

Inexpensive virtual office packages can deliver real value when they bundle the right services at the right location. The goal is not to spend the least. It is to spend smart.

Top Affordable Virtual Office Providers in Singapore

1. Servcorp

businessman meeting on the city of Singapore

Servcorp is one of the few providers where the virtual office actually feels like an office. Live receptionists answer your calls by name, mail is handled properly, and you can walk into a meeting room in Marina Bay when you need to impress a client. Most providers at this price point make you choose between location and service. Servcorp bundles both. The range of services and human support for the cost is what makes Servcorp an affordable virtual office solution in the grand scheme of business.

Locations: Marina Bay Financial Centre, CapitaGreen, The Metropolis, and Suntec City.

Price: From S$115/month

What is included:

  • Premium CBD business address for ACRA registration

  • Live receptionist answering calls in your company name

  • Mail handling and forwarding

  • Access to global network of 150+ locations

  • Meeting room access

  • Enterprise-grade IT and fastest WiFi in the flexible workspace industry

Best for: Businesses that want a prestigious address with professional support baked in. Foreign companies entering Singapore. SMEs that need to impress clients without the overhead of a physical office.

Worth noting: First month free trial available. Upgrade path to serviced offices and coworking if you outgrow virtual.

2. Regus

 

Regus is another well-known player in the flexible workspace industry. You’ll have more addresses to select from and benefit from knowing the brand is overall reputable.

Locations: 20+ across Singapore including CBD and suburban options

Price: From S$80/month

What is included:

  • Business address

  • Mail handling

  • Meeting room access

  • App-based account management

Best for: Businesses needing presence across multiple locations or flexibility to use different centres.

Worth noting: Service quality varies between centres. Check reviews for your specific location before signing.

3. Straits Virtual Office

Straits Virtual Office positions itself as the middle ground: CBD address without CBD pricing. If Suntec City works for your business image and you do not need receptionist services or frequent meeting room access, this is a reasonable option.

Locations: Suntec City

Price: From S$12.99/month

What is included:

  • Grade A CBD address

  • Mail notification

  • Mail forwarding available as add-on

Best for: Budget-conscious businesses wanting a CBD address without premium pricing.

Worth noting: Single location only. Limited service scope compared to full-service providers.

4. Davinci Virtual

Davinci is a US-based provider with a large global footprint. If your business already uses Davinci elsewhere or you need consistency across international markets, their Singapore offering slots into that network. The trade-off is support operates on US time zones.

Locations: 22 Singapore addresses including One Fullerton and Marina Bay

Price: From US$60/month (approximately S$80)

What is included:

  • Business address

  • Mail forwarding

  • Live receptionist options available

Best for: International companies already familiar with Davinci’s global network.

Worth noting: Pricing in USD. Support is US-based, which may affect response times for Singapore-specific queries.

5. VOffice Singapore

VOffice is about as basic as it gets. You get a registered address, mail notifications, and not much else. For sole proprietors who need ACRA compliance and have no intention of meeting clients or receiving frequent mail, the price is hard to argue with. Just understand what you are not getting.

Locations: Paya Lebar Square

Price: From S$4.17/month

What is included:

  • Registered address for ACRA

  • Mail notification

  • Self-collection of mail

Best for: Sole proprietors and micro-businesses needing an address and nothing else.

Worth noting: Add-ons charged separately. No meeting rooms. No receptionist. Limited service scope. Location is outside CBD.

6. My Office Pte Ltd

My Office bundles virtual office with corporate secretarial services, which makes sense if you are incorporating a new company and want one provider handling both. The Woodlands address is suburban, so weigh whether the convenience of bundled services outweighs the location trade-off.

Locations: Woods Square (Woodlands), International Plaza (Tanjong Pagar)

Price: From S$3.99/month

What is included:

  • Registered address for ACRA

  • Mail alert via email

  • Corporate secretarial services available as bundle

Best for: New company incorporations wanting address and secretarial services from one provider.

Worth noting: Neither location is prime CBD. Woodlands is suburban. Tanjong Pagar location offers better positioning but at higher price tier.

Quick Comparison Table

Provider

From

CBD

Mail Forward

Meeting Rooms

Receptionist

Servcorp

S$115/mo

✓ Premium

✓ Live

Regus

S$80/mo

Straits VO

S$12.99/mo

✓ Suntec

Extra

Limited

Davinci

~S$80/mo

VOffice

S$4.17/mo

Extra

My Office

S$3.99/mo

Partial

Choosing the Right Virtual Office for Your Business

The right affordable virtual office is not the one with the lowest price tag. It is the one that matches what your business actually needs.

If you need an address for ACRA compliance and nothing else, a budget provider works. If your business depends on client perception, professional call handling, or the ability to host meetings at short notice, spending more upfront will cost less in missed opportunities.

The providers listed here cover the full spectrum. Assess what matters to your business, calculate the true monthly cost including add-ons, and choose accordingly.